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SALE To be sold for cash at a Trusteeâ??s Sale on September 6, 2017, 09:00 AM at the main entrance of Missoula County Courthouse located at 200 West Broadway Street, Missoula, MT 59802, the following described real property situated in Missoula County, State of Montana: The North 71.4 feet of Lots 5, 6, 7, 8, 9 and 10 in Block 72 of SCHOOL ADDITION, a Platted subdivision in Missoula County, Montana, according to the official recorded Plat thereof.. More commonly known as 1539 Sherwood Street, Missoula, MT 59802. Matthew D. Stafford, as Grantor, conveyed said real property to First American Title Company, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc. as nominee for Mann Mortgage, LLC, its successors and assigns, by Deed of Trust on June 12, 2008, and filed for record in the records of the County Clerk and Recorder in Missoula County, State of Montana, on June 13, 2008 as Instrument No. 200813255, in Book 820, at Page 833, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Bank of America, N.A., successor by merger to BAC Home Loans Servicing LP FKA Countrywide Home Loans Servicing LP Assignment Dated: December 27, 2011 Assignment Recorded: January 3, 2012 Assignment Recording Information: as Instrument No. 201200134, in Book 887, at Page 1011, All in the records of the County Clerk and Recorder for Missoula County, Montana Benjamin J. Mann is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, State of Montana, on April 12, 2017 as Instrument No. 201706131, in Book 977, at Page 389, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Grantorâ??s failure to make monthly payments beginning November 1, 2016, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $235,057.86, interest in the sum of $6,856.88, escrow advances of $981.62, other amounts due and payable in the amount of $1,124.97 for a total amount owing of $244,021.33, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trusteeâ??s fees and attorneyâ??s fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashierâ??s checks). The conveyance will be made by Trusteeâ??s Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, has the right, at any time prior to the Trusteeâ??s Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorneyâ??s fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trusteeâ??s and attorneyâ??s fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trusteeâ??s Sale may be postponed by public proclamation up to 15 days for any reason. In the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to 120 days by public proclamation at least every 30 days. If the Trustee is unable to convey title for any reason, the successful bidderâ??s sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 28th day of April, 2017. Benjamin J. Mann Substitute Trustee 376 East 400 South, Suite 300 Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 49497
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